Trusted Cross-Border Payments for African MSMEs

PayAfrika connects Trade Afrika users to verified fintech and payment partners across Africa, enabling secure, fast, and affordable transactions that power digital trade.

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About PayAfrika

PayAfrika is not a standalone fintech — it's a facilitation layer that links Trade Afrika users to trusted payment aggregators, mobile money operators, and digital banks across Africa.

Our goal is to simplify how MSMEs trade across borders by ensuring access to safe, interoperable, and compliant payment solutions — wherever they operate.

How it Works?

MSMEs transact directly through Trade Afrika's marketplace using payment gateways provided by regional partners

Our system supports multiple African currencies and leading mobile money networks

All transactions are handled by licensed payment providers following KYC, AML, and data protection standards

We collaborate with fintechs, commercial banks, and regional payment hubs to expand financial inclusion for MSMEs

Key Benefits

Why businesses trust PayAfrika

Multi-Currency Support

Transact in multiple African currencies and major global currencies like USD and EUR.

Digital Wallet Integration

Secure wallets for buyers and sellers with instant local and cross-border settlements.

Escrow Services

Protect payments until goods or services are delivered and verified.

Trade Financing

Access working capital and invoice factoring through partner institutions.

Developer APIs & SDKs

RESTful APIs and mobile SDKs for seamless integration into your platforms.

Compliance & Security

Automated KYC/KYB, AML monitoring, and secure payment processing.

Our Partnership Network

PayAfrika works with a growing list of trusted African payment partners, including mobile money platforms, digital banks, and fintech aggregators that share our mission of enabling cross-border digital trade under the AfCFTA.

Together, we're building an inclusive, Pan-African payment infrastructure for small businesses.

Frequently Asked Questions

Learn more about how PayAfrika enables safe, scalable, and compliant digital trade across Africa.

Building Africa’s Digital Trade Future

Together, our divisions form an interconnected ecosystem that simplifies trade, strengthens MSMEs, and drives Africa’s digital economic transformation under the AfCFTA.